We will do a credit assessment when you apply and your personal circumstances may affect the rate we can offer you which may differ from the representative APR. Norton Financial Services Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 307785. Use our handy loan calculator to work out monthly repayments and interest charges. Secured loans use your asset as security, making them a common option for people who need a substantial sum of money but who have a low credit score. Finds your cheapest energy & monitors to let you know when to switch again. Application criteria for this product is: Good service for secured loans with a full brokerage service. Retrieve a quote you've started; View loan rates and details; Our loans are only available to members. It is quick and simple and takes just a few minutes to complete. * Access the lowest rates as of January, 2021 We’re a credit broker and not a lender. It is quick and simple and takes just a few minutes to complete. Take out a large loan for personal or business use. Should you get a secured loan? LOANS ARE SECURED ON PROPERTY. Open 24 hours a day. Repayment terms from 3 - 25 years. Secured loans: Your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it. Credit is available subject to status. Shows which top cards you're most likely to get. Use the secured loan calculator above to get an estimate of the monthly repayment amounts. Compare loans side by side and get an online quote within just a few minutes. What Are Your Equity Release Options In Retirement? Companies House no: 08652292. However, it also means the interest rates will be quite competitive compared to an unsecured loan. We use cookies to ensure that we give you the best experience on our website. Our calculator will show you the most up to date terms that lenders are currently offering. Use the secured loan calculator then apply online. Read here about what we're doing at Norton Finance to assist our customers during COVID-19. If you continue to use this site we will assume that you are happy with it. Compare Broadband Deals . We work hard to make sure we have a wide range of loans to meet our customers' needs. Get a quote today for a personal illustration from our award winning broker. Lenders on our panel include Norton Home Loans Limited and Allied Credit Limited, who are owned and controlled by the owners of NFM, although Allied is not in the same group as NFM. Since we’re a broker and not a bank, we’re not limited to our own products. Second charge mortgages for homeowners in England, Wales and Mainland Scotland. This will depend on a range of personal factors such as how much equity you have in your property and affordability of the loan. That’s why we can give you an ‘in principle’ decision on your loan application within 24 hours. Secured loan repayments are stretched over many years. All quotes are free with no obligation to proceed. Get a quote today for a personal illustration from our award winning broker. We’re an independently owned specialist secured loan lender in the UK and are part of the Norfolk Capital Group of companies that have been providing secured loans since 1988. If you’re happy with one of the breakdown of one of the loan products above and want to know more, click the Apply button to the right for more information and to fill in a few quick details about yourself. By using a secured loan calculator … However, we’ve been providing a flexible and personalised approach to secured lending since 2004. However, the rates available to you may differ depending on your own personal circumstances and the amount you wish to borrow. Use the calculator below to view rates & repayments as of January, 2021; Low Rates From 3.34 APRC; A quote wont effect your credit score; Borrow long term over 1-30 years; We’ll check your eligibility and compare secured loans … A special occasion, a once in a lifetime break or a little more oomph in your home. Get a quote & apply. Secured Loan Calculator Our experts compare the market. Please contact us if you would like to find out more. A secured loan calculator can help you figure out how much your secured loan monthly repayments will be over a specific time frame. Compare Travel Money. If you need to raise funds, for example, to make home improvements or get on top of your debts, and you have existing equity in your home, a secured loan could be the right option. Input the following rate, … You can choose to repay your loan over 2 to 8 years. If you want to see how a loan agreement breaks down on a month-by-month basis, our secured loan and mortgage calculator can help. Get a quote today for a personal illustration from our award winning broker. We compare loans that can be paid back over terms of between one and 25 years. Compare secured loans with our expert brokers. We offer a straightforward, customer friendly approach, both during your application process and after completion of your second charge mortgage. We do not charge broker fees on unsecured loans. Whatever you're leaning towards, you'll love our personal loan. Use the secured loan calculator then apply online; All credit types considered; Borrow over 1 – 30 years; Check My Eligibility * Access the lowest rates as of January, 2021 We’re a credit broker and not a lender. Find out more about borrowing with Norton Finance. Nationwide loans calculator; Ready to get your free no-obligation quote? We won’t rely on automated credit scores. The amount of time may vary depending on your case and how complex your application is. Thankyou. Start by choosing between a Secured Loan calculator or a Mortgage calculator from the two tabs below. Get a quote today for a personal illustration from our award winning broker. We receive a commission from the lenders we introduce you to if you subsequently take out a loan with them. How much can I borrow on a secured loan and what are the repayments? Use our easy loan calculator. But unlike a comparison site, we’ll also help you manage your application from beginning to end. Calls may be recorded for training purposes. Panel of Secured Lenders including Privacy Policies, Panel of Unsecured Lenders including Privacy Policies, Privacy Policy, CRAIN and Fair Processing Notice, Equifax Cookie Information and Privacy Notice. All lenders outline their own unique lending criteria and quote interest rates based on various factors. At Evolution Money, people take the decisions and they look at you, not your credit history or the amount of equity in your home. Use our loan calculator to help you. The maximum APR we could offer you on any loan amount is 24.9%. Secured loan rates are decided by a number of factors, according to each lenders criteria. Don’t worry we can help, What Is A Secured Loan? As it's only available to people who own their home, it's often referred to as a homeowner loan. Our loan calculator gives you an idea of monthly payments and APR. Copyright © 1998-2021 Norton Financial Services Ltd. All Rights Reserved. The loan calculator results we display are based on the representative APR for the amount you enter. “Norton Finance kept me informed at all stages of the application which was successful. Expect to wait up to 4 weeks for the loan to complete and for you to recieve the funds from the lender. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. When you apply for a personal quote the advisor will be able to explain what broker and lender fees apply to the loan. Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it. Get a quote today for a personal illustration from our award winning broker. Get expert advice on both secured and second charge mortgages. Your actual rates and repayments might differ and will be based on your personal circumstances, the loan amount and term. Good panel of lenders to suit most customers. Even if you have less-than-perfect credit, secured loans are still an option because lenders are reassured by the added security of your home against the amount you've borrowed. Call free on 0800 694 5566 Available just for members. Can I use this secured loan calculator with bad credit? Enter in how much you would like to borrow and over how long you’d like to repay it. Loan Calculator – Personal Loans, Secured Loans & Guarantor Loans. We will remind you about this if we introduce you to Norton Home Loans or Allied and will only introduce you to Norton Home Loans or Allied where it is in your best interests. Secured lenders often promise "one easy low monthly repayment". Request a quote from our brokers here on the website to get an accurate appraisal from a loan underwriter. Pros and cons of secured loans With a secured loan, you'll find you can borrow more money over a longer term than with unsecured loans. Norton Finance and Mortgages Limited is a credit broker which is authorised and regulated by the Financial Conduct Authority under Firm reference number 589554. Can I get an interest only loan and what would it cost? Here at Oplo we offer secured loans from £1,500 to £50,000 (subject to your personal circumstances) to new and existing customers. Or call 0808 231 5994 any time, for quick phone service. Norton Finance and Mortgages Limited (NFM) is a credit broker and not a lender. Cheap Energy Club. Our loan calculator helps you work out how much you could afford to borrow and what your monthly repayments could be. That means more choice for you. Go over this amount and your lender can charge you for overpaying, provided they have incurred a cost themselves. This calculator can be used for three different loan types – personal loans, guarantor loans and secured loans. Discover mezzanine finance, Asset Finance: Exploring Your Business Finance Options, An Experts Guide to Choosing The Right Business Loan, 5 Alternative Business Finance Options You Should Know, A Guide to Credit Cards: [The Experts Go-to Guide], Income Protection For Pre-existing Conditions, Income Protection That Covers Your Mortgage, Income Protection That Covers Sickness & Illness. We know that it’s important to stay on top of your finances and make sure your plans aren’t tied up in red tape. You can find out more about how homeowner loans work here. Your personal quote and mortgage illustration will show the exact interest charges payable depending on the interest rate. The broker will be able to explain the requirements to you upon your application. The Personal Loan Calculator can give concise visuals to help determine what monthly payments and total costs will look like over the life of a personal loan. Alternatives to secured loans. Get a quote today for a personal illustration from our award winning broker. A BROKER FEE OF UP TO 12.5% OF THE LOAN AMOUNT BORROWED, CAPPED AT £3995, MAY BE PAYABLE ON COMPLETION. You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768. Try our loan repayment calculator Work out how much you'd like to borrow with our loan repayment calculator. The default setting is for personal loans. Overall Cost For Comparison Loan Amount: £14,500 Monthly Repayment: £353.33 Term of Loan (months): 72 Introducer Fee: £0 Acceptance Fee: £995 Monthly Interest Rate: 1.5% Rate of Interest (Variable) P.A: 18% Total Interest Repayable: £10,939.76 Total Amount Repayable: £25,439.76 Representative APRC: 22.83%. Then simply select an amount from the sliders below to choose how much you want to borrow, and for how long. If you continue to use the site, we’ll assume you’re happy to accept the cookies anyway. The loan is secured on your property hance the name ‘secured loans’. Would highly recommend.”, “Efficient, speedy, informative, polite all due to your wonderful staff. With an Ocean Finance secured loan, you can borrow between £10,000 and £100,000 for between 3 and 25 years. If you want to see how a loan agreement breaks down on a month-by-month basis, our secured loan and mortgage calculator can help. If you want to consolidate a loan taken out after 1st February 2011, you can make partial overpayments of up to £8,000 per year, free of charge. Our Broadband Unbundled tool finds the cheapest broadband, phone and TV. Calculate the repayments and fees on a short term bridging loan. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. If you have ‘bad credit’ it is mostly likely you will pay a higher rate of interest on your loan than compared to someone with no credit issues or ‘good credit’. Loan Calculator Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? © Copyright 2020 Lending Expert Ltd | Powered by VIG, We are registered with the Financial Conduct Authority (734116) and as a data controller for data protection with the Information Commissioners Office No: ZA018282. Basically, showing a lender that you’re prepared to put valuable possessions on the line, you tell them how serious you are about paying them back for the loan. Secured loans are guaranteed against an asset you have, such as your home or car. Short-term fixed-rate secured loan: These work as a blend between the previous two. Simply check your eligibility above to find out how much you can borrow. If you’d like to talk through your options, get in touch and we’ll assess your situation to help find the best loan for you. For that reason, they’re only available to homeowners. Since most personal loans come with fees and/or insurance, the end cost for them can actually be higher than advertised. Cost for them can actually be higher than advertised will help you manage your application a little oomph!, they ’ ll assume you ’ re happy to accept the cookies anyway a comparison.. The total cost of the interest charges payable just the minimum you require over the shortest term possible subject... Years for many lenders here about what we 're doing at Norton Finance Mortgages. Rates as of January, 2021 we ’ re only available to members how. To choose how much your loan application within 24 hours homeowners only from £3,000 to over... For this product is: Good service for secured loans Access the lowest as. Of carefully selected lenders repayments could go up or down according to changes in the Bank of England rate. Appraisal from a loan agreement breaks down on a range of loans to meet our customers needs.: These work as a secured loan calculator between the previous two debts against your and! Assume you ’ ll love for quick phone service cheapest energy & monitors to property! The rates available to homeowners you for overpaying, provided they have incurred a cost themselves retrieve quote! 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